As a first-time homebuyer, the journey ahead is often unclear. But at Shea Homes, we’re committed to simplifying the process for you, and can help you navigate through all the steps of buying your home—the path is not as complicated as you might think.
Whether you’re still dreaming of the perfect place that meets all of your needs, or moving through the purchasing process as a first-time home buyer, or already unpacked and settling in, Shea Homes will walk you through every stage of home ownership.
There are many potential financial benefits to home ownership, such as saving on taxes and building up equity. However, the rewards go beyond finances—owning a home means investing in the future of your community and your family, and having pride in being able to call a place your own.
There’s just more peace of mind when you buy new, because you potenially remove the risks that can come with a used home. You also benefit from having the latest features and construction standards, and are protected under our new home warranty.
When you make a monthly housing payment, you’re building equity in the place you live in. Wouldn’t you want to build equity in your own home, instead of your landlord’s? When you consider the after-tax equivalent, a mortgage payment is surprisingly quite comparable to your monthly rent.
The process of securing a mortgage can seem daunting, but with Shea Mortgage, we try to make it as simple and seamless as possible, helping you to feel confident in your home financing decisions.
Shea Mortgage is a traditional Mortgage Lender with solid financial stability, abundant funding capacity, and the expertise to efficiently take your purchase or refinance transaction from application to closing in a timely, cost-effective manner.
We’ve developed a simple five step process to securing a mortgage, so you don’t have to worry or feel overwhelmed by the task. From preparing your documents, to applying for a loan, to finally closing escrow, our mortgage experts will be here to support you the whole way.
There are various types of home loan options available, and they differ based on your financial goals and life circumstances. We’ll help you understand the pros, cons, and all other things to consider for each option, so you can be confident in choosing the loan that’s right for you.
There are many things to consider when buying or refinancing a home, and they differ depending on your individual situation. Our handy mortgage calculators can help simplify your decision by giving you a general look at what you can afford, and what factors can affect the numbers.
Your first year as a new homeowner is an exciting time. This is the year you'll make your new house a home, when you'll find the perfect accent chair, and when at last, you'll say, “We finally unpacked the last box!” As a new home builder, we want you to cherish these moments, so we designed the 1-5-11 Service Program.
Now that you've found your dream home, you're ready to refine and bring your vision to life.
Pre-Qualification with Shea Mortgage™
With the right home, you need the right mortgage. A Shea Mortgage loan originator can walk you through the pre-qualification process, answering any questions you may have about your financial strategy. We do all we can to help you get pre-qualified including: checking your credit and calculating mortgage payments so we can find the right loan for your needs. Once you’re pre-qualified, you’ll complete your purchase agreement to confirm your home site selection.
Signing Your Contract
During your appointment with Shea, you will sign your contract with your Community Representative. An earnest money deposit is required at this time. Please allow 2 hours for this appointment.
Mortgage Loan Approval
If you have chosen to use financing for your new home purchase, the loan approval deadline is outlined in the Payment Addendum in your contract.
Once you have a good idea of what type of home you’re looking for, it’s time to start your home search. Research new home builders, and different neighborhoods to help narrow down your ideal location, then browse for homes to learn more about architecture styles, home features, and community amenities.
Choosing Your Homesite
Once you have narrowed down the area and community you are ready to purchase at, you can choose your homesite. Choosing your Shea homesite will be an exciting step, as we will help you to select the right homesite for you and your family’s needs. When choosing your homesite, it would also be the appropriate time to review disclosures before you sign your contract.
When shopping for your new home:
Talk with homeowner friends about their personal experiences
Find the right floor plan for your family
Sign up for a My Shea Home account for key homebuying tools
Call 866-696-7432 to speak with a New Home Advisor and schedule a community visit
Consider taking a self-guided home tour
See our homebuying glossary for a list of commonly used terms
Explore your financing options with Shea Mortgage
One of the perks of buying a new home is the personalization opportunities, such as choosing your floor plan, home features, and designer selections. Your Shea team is ready to help you during this exciting step of the homebuying journey, and will explain to you all of your options to make sure we build the new home that you’ve envisioned.
Additional inspiration when designing your new home:
Tour selection options in one of our model homes
Discover the unique design innovations Shea offers
Customer Reviews
The customer service aspect is exceptional! Each and every person involved from the beginning until the end has been amazing and incredibly helpful!
I think that Shea did a great job of keeping us informed and up to date with the whole process. Whenever we had questions or needed more details there was always somewhere there to answer our questions.
The home buying experience was amazing from the start. I liked the continued communication throughout the whole process.
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